Evergreen Business Capital

Evergreen Business Capital is the leading SBA 504 loan expert. With over 42 years in the industry helping small businesses to fund their big ideas. We partner with lenders in Washington for businesses to purchase commercial real estate.


Evergreen Business Capital is the Northwest’s leading SBA 504 Loan Program Expert, with over 42 years in the industry. We recognize the vital role small business and mid-sized businesses play in creating jobs and fostering economic growth. We help businesses grow and succeed by facilitating the purchase of commercial real estate or equipment. The SBA 504 Loan program offers a down payment option as low as 10%, with a 10-, 20-, or 25-year fixed rate term option, allowing a business to keep more cash on hand for working capital.  

As a Certified Development Company (CDC), EBC partners with lenders to provide up to 90% financing for the purchase of owner occupied commercial real estate and in equipment in Washington. We provide up to 40% and the partner lender typically provides 50%, while the business owner(s) pay as little as 10% down. If needed, we can help match you to a lender in the event you don’t already have a lender you work with.

In addition to the standard 504 loan program, the SBA also offers the 504-refinancing program. These loans are important tools that allow business owners to refinance existing debt into a 504 loan.  In some cases, the small business can also access equity in their building in the form of cash to be used for eligible business expenses. The debt being refinanced must be a commercial loan.

Services offered by this organization are listed below. This provider specializes in the areas listed in bold.

Services Provided

Economic and Site Development

  • Economic Development (Specialty)
  • Energy
  • Environmental Compliance
  • Lease Review

Buying or Selling a Business

  • Buying or Selling a Franchise (Specialty)
  • Buying or Selling an Existing Business (Specialty)

Financial Resources and Assistance

  • Real Estate Finance (Specialty)

Internship Programs and Student Services

  • Business Degree Program


  • Conference/Meeting and Event Space

Public Policy and Government Relations

  • Small Business Policy (Specialty)
Contact Information
Referral Contact
13925 Interurban Ave S
Suite 100
Seattle, WA 98168